Deposit

Checking

Basic Checking
Designed for less than ten checks per month. No minimum balance is
required, so you can put your money to work in other ways.

Private Banking Checking – This interest-bearing account is subject to no monthly
service or per-item charges, and requires a balance of only $100 (first
order of checks are free). This account includes a Delafield State Bank
Check/ATM Card and a Personal Reserve Account to guard against overdrafts
(subject to approval). Other benefits include no-fee Travelers Checks,
Money Orders and Cashiers Checks.

Personalized Checking:

  • Minimum Balance of $100*
  • Interest Bearing Account
  • No Monthly Maintenance Fee (If minimum balance is maintained.)
  • First Order of 50 Checks is Free
  • No Per Item Charge

Added Services:

  • No fees on Travelers Checks, Money Orders and Cashier’s Checks
  • Free ATM or Photo Debit Card (Per Credit Approval)
  • No Fee Overdraft Protection Line up to $5,000 16% (Per Credit
    Approval)

* If balance falls below $100, a monthly maintenance fee will be
assessed unless $1,000 or more is maintained in a Savings, Money Market,
or Certificate of Deposit.

Savings

We believe in helping you save money – and our FDIC-insured deposit
products help you do it. All of your investments can be coordinated by our
client services desk — accessible throughout the business day.

Certificates of Deposit – Competitive interest rates for both
short and long-term investment maturities.

Statement Savings Account – The flexibility of deposits and
withdrawals on an interest-bearing account.

Money Market Savings Account – The flexibility of deposits and
withdrawals, plus limited check writing, on an interest-bearing account
with an attractive money market rate. A maximum of 6 transactions (3 can
be checks) allowed free of charge. Each transaction over maximum allowed
will incur a charge of $.50 per transaction.

Youth Savings Account – The convenience of a statement savings
account for children under age 18. A maximum of 6 transactions (3 can be
checks) allowed free of charge. Each transaction over maximum allowed will
incur a charge of $.50 per transaction.

Individual Retirement Accounts (IRAs) – Save on taxes now and
build retirement income for the future. Earnings grow
tax-deferred.